KV Kamath has had a tough journey so far.

In two months, the lender has disbursed about 25,000 car loans

RBI data on Dec 2014 showed 1.05 million PoS machines in the country.

Latest figures for HDFC Bank aren't available.

Contactless denit and credit cards increases the ease and convenience of transactions.

Under KV Kamath's leadership, ICICI Bank's revenues grew multi-fold.

The number of cyber crimes in India could touch 3,00,000 in 2015

Non-resident individuals (NRIs) have also been allowed to apply for the niche banking licence, provided they plan to return to India.

Private banks account for a total of 21.15 per cent in terms of advances in the overall banking system.

High interest rate, policy uncertainty in the year of elections, along with risk aversion led to slow takeoff in credit demand on the corporate front.

The preference for digital banking now cuts across all customer segments.

Bankers say loan demand was more muted this festival season than last year.

Car sales dipped by 2.55 per cent in October, as the festival season demand for auto remained in slow lane.

At other bank ATMs, the customers of these banks will be charged beyond three transactions.

2014 sees slowest start to festival season in at least 7 years

Currently, the fee is Rs 15 per financial transaction. This has been recommended to be revised to Rs 16.50, plus service tax (12%), taking the amount to Rs 18.48.

Based on the credit history banks may later decide to extend the amount.

In fact, some private sector lenders have decided to skip advertising these altogether.

ICICI Bank has 317 branches in hitherto unbanked villages.

Banks cut interest rates, processing fees; offer discounts for online shoppers.